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I am a top real estate expert. Call me at any of the following #s:252.813.2070 or email me Betty@BettyNormanREALTOR.com
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School Reports in Rocky Mount, Nashville and Rocky Mount Reservoir, North Carolina
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North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?

A 
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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Betty Norman, REALTOR®, real estate agent and broker for Rocky Mount, Nashville and Rocky Mount Reservoir, North Carolina home listings, property and land for sale - NUMBER1EXPERT

Betty Norman
Nancy Liipfert Associates, Inc

3709 Westridge Circle Drive
Rocky Mount, NC 27804
Direct #: 252-813-2070
Fax: 252-937-7677
Toll Free Voice Mail: 800.384.2716
BettyNorman@NUMBER1EXPERT.com

Experienced, professional service for over 32 years in the Rocky Mount Area. Consistently upgrading her education to better served her clients with standards that are above and beyond. Expect the very best in real estate from Betty!

ABR CRS ePro Equal Housing ERC GRI MLS REALTOR RELO SRES wcr


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